View Guest Blog from Purbeck Insurance – Personal Guarantees required under the COVID Recovery Loan Scheme

Guest Blog from Purbeck Insurance – Personal Guarantees required under the COVID Recovery Loan Scheme

Purbeck Personal Guarantee Insurance, provider of the UK’s only Personal Guarantee Insurance to SME business owners and directors has welcomed the new Government backed Recovery Loan Scheme launching in April 2021[i] but fears many small business owners will agree to providing a Personal Guarantee for loans over £250,000, without fully understanding the risks and how…

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View EFM FC, Tracy Lewis, receives glowing testimonial from consulting client

EFM FC, Tracy Lewis, receives glowing testimonial from consulting client

Many congratulations to our EFM Associate Financial Controller, Tracy Lewis, on your recent client feedback. “Tracy has been an absolute asset to me. It’s a complete service when it comes to her support. Tracy takes the time to understand your business and understand you as a person. Her budget friendly teachings makes me feel more…

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View Associate Guest Blog – How to set up an international subsidiary

Associate Guest Blog – How to set up an international subsidiary

For any company contemplating expanding into a new market, the advantages and disadvantages of setting up a branch or foreign subsidiary will depend on the business opportunities, as well as the cultural and regulatory climate of the specific country. There are challenges associated with overseas expansion, and while some business issues are universal, such as…

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View Cocktails distributor receives high-level financial reporting support

Cocktails distributor receives high-level financial reporting support

Background An early-stage business developing and distributing batched cocktails, predominantly for on-trade distribution, was seeking accounting and financial management support. The current FD was leaving, and the business was struggling to find the right balance between an ambitious and bespoke IT led management reporting solution developed by the FD, and a more resilient and sustainable…

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View What is the difference between a budget and a forecast?

What is the difference between a budget and a forecast?

In order to identify new opportunities and ensure that they are operating on a profitable basis, small businesses need to incorporate a review process at the start of each financial year into their management process. The starting point in the process is to put together projections for what sales they might reasonably expect to make,…

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View Associate Blog: Re-shaping the future of SMEs

Associate Blog: Re-shaping the future of SMEs

In this article, we hear from CPA Ireland President and EFM Ireland Finance Director, John Devaney, as he discusses his time as CPA Ireland President and how SMEs have adapted throughout the pandemic. When I accepted the support of my colleagues on Council and agreed, in February 2020, to be the next CPA President, I…

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View How part-time FD services can benefit your company

How part-time FD services can benefit your company

Managing your finances is critical to all businesses, no matter how big or small. Juggling cash flow, sourcing funding and maximising profitability are challenges to all business owners and these are the things that a part time Finance Director can help with. This is why EFM has developed 7 key benefits around why you should…

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